Inventory-finance score & NOLV advance API

Inventory-finance score (0-100, higher = better) PLUS the canonical net-orderly-liquidation advance = inventoryCost*nolvRate*advanceRate. Transparent rubric — inventoryLiquidity 0.30, turnoverSpeed 0.20, obsolescenceControl 0.20, perishabilityControl 0.15, valuationReliability 0.15 — returns a quality bucket, an A-F grade, the advance amount, and a per-factor breakdown. Answers 'how much can I borrow against inventory','score this inventory collateral'.

Price$0.016per request

MethodPOST

Route/v1/score/tradefin-inventory-finance

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scoreinventory-financenolvadvance-ratecollateralworking-capitalrubriclending

API URLhttps://x402.hexl.dev/v1/score/tradefin-inventory-finance

Integration docs

Example request

{
  "inventoryCost": 1000000,
  "nolvRate": 0.7,
  "advanceRate": 0.8,
  "inventoryLiquidity": 0.7,
  "turnoverSpeed": 0.6,
  "obsolescenceControl": 0.75,
  "perishabilityControl": 0.8,
  "valuationReliability": 0.85
}

Example response

{
  "score": 72.75,
  "rating": "strong",
  "grade": "C",
  "advanceAmount": 560000,
  "breakdown": [
    {
      "factor": "inventoryLiquidity",
      "value": 0.7,
      "weight": 0.3,
      "contribution": 21
    },
    {
      "factor": "turnoverSpeed",
      "value": 0.6,
      "weight": 0.2,
      "contribution": 12
    },
    {
      "factor": "obsolescenceControl",
      "value": 0.75,
      "weight": 0.2,
      "contribution": 15
    },
    {
      "factor": "perishabilityControl",
      "value": 0.8,
      "weight": 0.15,
      "contribution": 12
    },
    {
      "factor": "valuationReliability",
      "value": 0.85,
      "weight": 0.15,
      "contribution": 12.75
    }
  ]
}

Input schema

{
  "type": "object",
  "required": [
    "inventoryCost",
    "nolvRate",
    "advanceRate",
    "inventoryLiquidity",
    "turnoverSpeed",
    "obsolescenceControl",
    "perishabilityControl",
    "valuationReliability"
  ],
  "properties": {
    "inventoryCost": {
      "type": "number",
      "examples": [
        1000000
      ]
    },
    "nolvRate": {
      "type": "number",
      "description": "0-1 net orderly liquidation value rate",
      "examples": [
        0.7
      ]
    },
    "advanceRate": {
      "type": "number",
      "examples": [
        0.8
      ]
    },
    "inventoryLiquidity": {
      "type": "number",
      "examples": [
        0.7
      ]
    },
    "turnoverSpeed": {
      "type": "number",
      "examples": [
        0.6
      ]
    },
    "obsolescenceControl": {
      "type": "number",
      "examples": [
        0.75
      ]
    },
    "perishabilityControl": {
      "type": "number",
      "examples": [
        0.8
      ]
    },
    "valuationReliability": {
      "type": "number",
      "examples": [
        0.85
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}