Embedded-finance readiness score API

Embedded-finance integration/compliance readiness score (0-100, higher = better) via a transparent weighted rubric — apiIntegrationDepth 0.25, regulatoryCompliance 0.25, kycAmlCoverage 0.20, settlementReliability 0.15, partnerBaaSStrength 0.15 — returning an excellent/strong/adequate/weak/poor bucket, an A-F grade, and a per-factor breakdown. Answers 'is our embedded finance stack ready','rate this BaaS integration'.

Price$0.016per request

MethodPOST

Route/v1/score/tradefin-embedded-finance

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scoreembedded-financebaascomplianceintegrationfintechrubricreadiness

API URLhttps://x402.hexl.dev/v1/score/tradefin-embedded-finance

Integration docs

Example request

{
  "apiIntegrationDepth": 0.8,
  "regulatoryCompliance": 0.7,
  "kycAmlCoverage": 0.75,
  "settlementReliability": 0.85,
  "partnerBaaSStrength": 0.7
}

Example response

{
  "readinessScore": 75.75,
  "rating": "strong",
  "grade": "C",
  "breakdown": [
    {
      "factor": "apiIntegrationDepth",
      "value": 0.8,
      "weight": 0.25,
      "contribution": 20
    },
    {
      "factor": "regulatoryCompliance",
      "value": 0.7,
      "weight": 0.25,
      "contribution": 17.5
    },
    {
      "factor": "kycAmlCoverage",
      "value": 0.75,
      "weight": 0.2,
      "contribution": 15
    },
    {
      "factor": "settlementReliability",
      "value": 0.85,
      "weight": 0.15,
      "contribution": 12.75
    },
    {
      "factor": "partnerBaaSStrength",
      "value": 0.7,
      "weight": 0.15,
      "contribution": 10.5
    }
  ]
}

Input schema

{
  "type": "object",
  "required": [
    "apiIntegrationDepth",
    "regulatoryCompliance",
    "kycAmlCoverage",
    "settlementReliability",
    "partnerBaaSStrength"
  ],
  "properties": {
    "apiIntegrationDepth": {
      "type": "number",
      "description": "0-1",
      "examples": [
        0.8
      ]
    },
    "regulatoryCompliance": {
      "type": "number",
      "examples": [
        0.7
      ]
    },
    "kycAmlCoverage": {
      "type": "number",
      "examples": [
        0.75
      ]
    },
    "settlementReliability": {
      "type": "number",
      "examples": [
        0.85
      ]
    },
    "partnerBaaSStrength": {
      "type": "number",
      "examples": [
        0.7
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}