Debt yield (lender metric) API

Debt yield = NOI / loan amount as a percentage, with a meets-typical-10%-minimum flag. A leverage-independent lender screen. Answers 'debt yield on this loan', 'does it clear a 10% debt yield', 'NOI as a percent of the loan'.

Price$0.01per request

MethodPOST

Route/v1/calc/re-debt-yield

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

real-estatedebt-yieldlendernoiloanunderwritingfinancecalc

API URLhttps://x402.hexl.dev/v1/calc/re-debt-yield

Integration docs

Example request

{
  "noi": 30000,
  "loanAmount": 250000
}

Example response

{
  "noi": 30000,
  "loanAmount": 250000,
  "debtYieldPct": 12,
  "rating": "strong (>=10%)",
  "meetsTypicalMinimum": true
}

Input schema

{
  "type": "object",
  "required": [
    "noi",
    "loanAmount"
  ],
  "properties": {
    "noi": {
      "type": "number",
      "description": "annual net operating income",
      "examples": [
        30000
      ]
    },
    "loanAmount": {
      "type": "number",
      "examples": [
        250000
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}