Recapitalization readiness score API

Computes pro-forma leverage (newDebt/EBITDA), interest coverage (EBITDA/(newDebt×rate)) and liquidity runway, then a weighted rubric (0-100) over deleveragingHeadroom 35%, coverage 30%, liquidityRunway 20%, sponsorSupport 15% with a low/moderate/high bucket and a per-factor breakdown. Answers 'is this company ready to recap', 'what's the pro-forma leverage', 'can it cover the new interest'.

Price$0.016per request

MethodPOST

Route/v1/score/litfin-recapitalization

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scorerecapitalizationleveragedscrcreditrestructuringrubriccorporate-finance

API URLhttps://x402.hexl.dev/v1/score/litfin-recapitalization

Integration docs

Example request

{
  "ebitda": 50000000,
  "newDebt": 150000000,
  "interestRate": 0.08,
  "cash": 30000000,
  "annualBurn": 15000000,
  "sponsorSupport": 0.8
}

Example response

{
  "score": 79.5,
  "rating": "high",
  "proFormaLeverage": 3,
  "interestCoverage": 4.17,
  "runwayMonths": 24,
  "breakdown": [
    {
      "name": "deleveragingHeadroom",
      "value": 0.5,
      "weight": 0.35,
      "contribution": 17.5
    },
    {
      "name": "coverage",
      "value": 1,
      "weight": 0.3,
      "contribution": 30
    },
    {
      "name": "liquidityRunway",
      "value": 1,
      "weight": 0.2,
      "contribution": 20
    },
    {
      "name": "sponsorSupport",
      "value": 0.8,
      "weight": 0.15,
      "contribution": 12
    }
  ],
  "method": "leverage=newDebt/EBITDA, coverage=EBITDA/(newDebt×rate); rubric: deleveraging 35%, coverage 30%, liquidity 20%, sponsor 15%"
}

Input schema

{
  "type": "object",
  "required": [
    "ebitda",
    "newDebt",
    "interestRate",
    "cash",
    "annualBurn",
    "sponsorSupport"
  ],
  "properties": {
    "ebitda": {
      "type": "number",
      "description": "annual EBITDA in currency units",
      "examples": [
        50000000
      ]
    },
    "newDebt": {
      "type": "number",
      "examples": [
        150000000
      ]
    },
    "interestRate": {
      "type": "number",
      "description": "decimal annual rate on new debt",
      "examples": [
        0.08
      ]
    },
    "cash": {
      "type": "number",
      "examples": [
        30000000
      ]
    },
    "annualBurn": {
      "type": "number",
      "examples": [
        15000000
      ]
    },
    "sponsorSupport": {
      "type": "number",
      "description": "0-1",
      "examples": [
        0.8
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}