Distressed-debt recovery estimator API

Waterfall recovery model: recoveryRate = min(1, max(0, (enterpriseValue − seniorClaims)/claimAmount)), expected recoveryValue = rate × claim, and (given a purchasePrice) the expected MOIC, with a par-likely/partial/impaired/deeply-impaired tier. Answers 'what's the recovery on this claim', 'what's my MOIC buying this debt', 'how impaired is this position'.

Price$0.016per request

MethodPOST

Route/v1/score/litfin-distressed-debt

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scoredistressed-debtrecoverywaterfallcreditspecial-situationsmoicrestructuring

API URLhttps://x402.hexl.dev/v1/score/litfin-distressed-debt

Integration docs

Example request

{
  "enterpriseValue": 500000000,
  "seniorClaims": 300000000,
  "claimAmount": 250000000,
  "purchasePrice": 100000000
}

Example response

{
  "recoveryRate": 0.8,
  "recoveryRatePercent": 80,
  "recoveryValue": 200000000,
  "availableToClaim": 200000000,
  "tier": "par-likely",
  "method": "recoveryRate=min(1,max(0,(EV−seniorClaims)/claim)); expected value=rate×claim",
  "purchasePrice": 100000000,
  "expectedMOIC": 2
}

Input schema

{
  "type": "object",
  "required": [
    "enterpriseValue",
    "seniorClaims",
    "claimAmount"
  ],
  "properties": {
    "enterpriseValue": {
      "type": "number",
      "examples": [
        500000000
      ]
    },
    "seniorClaims": {
      "type": "number",
      "description": "claims senior to this position",
      "examples": [
        300000000
      ]
    },
    "claimAmount": {
      "type": "number",
      "examples": [
        250000000
      ]
    },
    "purchasePrice": {
      "type": "number",
      "description": "optional, to compute expected MOIC",
      "examples": [
        100000000
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}