Liquidity health score API

Compute the current ratio (CA/CL) and quick ratio ((CA-inventory)/CL) and blend them into a 0-100 liquidity-health score using a transparent rubric (documented weights: quick 60%, current 40%) with a strong/adequate/tight/illiquid rating and per-factor sub-scores. Answers 'current and quick ratio','is the company liquid enough','liquidity health score'.

Price$0.016per request

MethodPOST

Route/v1/score/credit-liquidity

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scorecreditliquiditycurrent-ratioquick-ratiorubricbalance-sheetworking-capital

API URLhttps://x402.hexl.dev/v1/score/credit-liquidity

Integration docs

Example request

{
  "currentAssets": 300,
  "inventory": 100,
  "currentLiabilities": 150
}

Example response

{
  "model": "Liquidity health (current & quick ratio rubric)",
  "liquidityScore": 95,
  "rating": "strong",
  "currentRatio": 2,
  "quickRatio": 1.333,
  "breakdown": [
    {
      "factor": "current ratio",
      "value": 2,
      "weight": 0.4,
      "subScore": 100
    },
    {
      "factor": "quick ratio",
      "value": 1.333,
      "weight": 0.6,
      "subScore": 91.7
    }
  ],
  "interpretation": "Liquidity rated strong; quick ratio 1.33 (>=1 preferred)."
}

Input schema

{
  "type": "object",
  "required": [
    "currentAssets",
    "currentLiabilities"
  ],
  "properties": {
    "currentAssets": {
      "type": "number",
      "examples": [
        300
      ]
    },
    "inventory": {
      "type": "number",
      "description": "Inventory (excluded from quick ratio)",
      "default": 0,
      "examples": [
        100
      ]
    },
    "currentLiabilities": {
      "type": "number",
      "examples": [
        150
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}