Leverage health score API

Compute debt-to-equity, debt-to-assets, and equity-multiplier ratios and blend them into a 0-100 leverage-health score using a transparent rubric (documented weights: D/E 50%, D/A 30%, equity-multiplier 20%), with a conservative/moderate/leveraged/highly-leveraged rating and per-factor sub-scores. Answers 'how leveraged is this company','debt-to-equity health score','leverage rating'.

Price$0.016per request

MethodPOST

Route/v1/score/credit-leverage

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scorecreditleveragedebt-to-equitysolvencyrubricbalance-sheetrisk

API URLhttps://x402.hexl.dev/v1/score/credit-leverage

Integration docs

Example request

{
  "totalDebt": 100,
  "totalEquity": 400,
  "totalAssets": 500
}

Example response

{
  "model": "Leverage health score (weighted rubric)",
  "leverageScore": 91,
  "rating": "conservative",
  "debtToEquity": 0.25,
  "debtToAssets": 0.2,
  "equityMultiplier": 1.25,
  "breakdown": [
    {
      "factor": "debt-to-equity",
      "value": 0.25,
      "weight": 0.5,
      "subScore": 95
    },
    {
      "factor": "debt-to-assets",
      "value": 0.2,
      "weight": 0.3,
      "subScore": 80
    },
    {
      "factor": "equity-multiplier",
      "value": 1.25,
      "weight": 0.2,
      "subScore": 95
    }
  ],
  "interpretation": "Leverage rated conservative (91/100)."
}

Input schema

{
  "type": "object",
  "required": [
    "totalDebt",
    "totalEquity",
    "totalAssets"
  ],
  "properties": {
    "totalDebt": {
      "type": "number",
      "examples": [
        100
      ]
    },
    "totalEquity": {
      "type": "number",
      "examples": [
        400
      ]
    },
    "totalAssets": {
      "type": "number",
      "examples": [
        500
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}