Interest Coverage Ratio (TIE) API

Compute the Interest Coverage Ratio (Times Interest Earned) = EBIT / interest expense, with a strong/adequate/weak/distressed rating. A core solvency ratio for bond and loan credit analysis. Answers 'interest coverage ratio','times interest earned','can the company cover its interest payments'.

Price$0.016per request

MethodPOST

Route/v1/score/credit-interest-coverage

StatusLive

MIME typeapplication/json

Rate limit120/minute

CacheNo cache

scorecreditinterest-coveragetiesolvencyebitlendingratio

API URLhttps://x402.hexl.dev/v1/score/credit-interest-coverage

Integration docs

Example request

{
  "ebit": 500000,
  "interestExpense": 100000
}

Example response

{
  "model": "Interest coverage = EBIT / interest expense",
  "interestCoverageRatio": 5,
  "rating": "strong",
  "ebit": 500000,
  "interestExpense": 100000,
  "interpretation": "EBIT covers interest 5x."
}

Input schema

{
  "type": "object",
  "required": [
    "ebit",
    "interestExpense"
  ],
  "properties": {
    "ebit": {
      "type": "number",
      "description": "Earnings before interest & taxes",
      "examples": [
        500000
      ]
    },
    "interestExpense": {
      "type": "number",
      "description": "Interest expense for the period",
      "examples": [
        100000
      ]
    }
  }
}

Output schema

{
  "type": "object",
  "additionalProperties": true
}